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Questions and Answers
Table of Contents
- What do you mean by “Pay Yourself First”?
- How can I pay myself first when it takes all I make
to live now?
- If I don't have much, why do I need a budget?
- What is “compounding”, and what makes it so
powerful?
- How long will all this take me?
- Am I too old/young to get started?
- Does all this really work?
- Who is Financial Solutions?
- How does Financial Solutions
Invest?
- How do I get started?
1. What do you
mean by “Pay Yourself First”?
A part of all you earn is yours to keep. It should not be less than one
tenth no matter how little you earn. A garden begins with the planting of
a tiny seed. The first dollar you save is the seed that will begin your
garden of wealth. Choose carefully where you grow your garden, some
climates are more suitable than others.
2. How can I
pay myself first when it takes all I make to live now?
That appears to be a tough question! Do you now pay your current
debts? What is so different about them? The difference is a feel of
obligation...“I have to pay them”. Who is more important in your
life? Why do you feel obligated to pay them and not yourself? After
all, who labored to earn the money? Are you and your family not more
important? I'm not suggesting you stop paying your debt! All I
am saying is that if you do not change your way of thinking, you will never have
more than enough to pay your debt. Once you begin to “Pay Yourself
First” you will quickly adjust to whatever level of income that
remains. For now, you may have to tighten the old belt buckle a little
more. You may even need to do some extra curricular activity to increase
your present earnings. However, if you do some extra activity to earn
additional funds, pay those funds to yourself! Let me say that again, “Pay those funds to Yourself”. An excellent very inexpensive
book on this topic is The Richest Man In Babylon. Read it!
3. If I don't have
much, why do I need a budget?
All the more reason to have one! A budget is very important because it will show you where all your money
goes. Would you take a trip across country without a road map, especially
if your time is limited? Well, the budget is an essential part of your
road map, especially so, if you have limited funds! You will be very
surprised when you begin to see what all you spend your hard earned money
for. Most people work to earn money to live and to have things.
That's OK! We all want things. However, would you rather work for
your money, or have your money work for you? Developing a simple
budget can help put you in control of your money. I say simple because a
budget does not have to be complex. Begin by writing down what you owe and
record each and every penny you spend, even down to that soft drink or pack of
chewing gum you purchased at work. Search the net on “How to set up a
Budget”...learn all you can...take control! For every dollar you save, you
now have another seed for your garden of wealth!
4. What is “compounding”, and what makes it so powerful?
Benjamin Franklin once said “a penny saved, is a penny
earned!” Try doubling a penny each day for thirty days on your
calculator....what did you come up with? Pretty powerful...huh! Need
I say more? This is a perfect example of compounding.
5. How
long will all this take me?
The key elements are your initial deposit, the frequency of deposits,
interest, and time...the greater your initial deposit plus the frequency of
additional deposits, and the higher the interest rate, the shorter the time
required for you to achieve greater amounts. You may want to visit the
simple Savings Calculator where you may input your savings to show your
future results.
6. Am I too old/young to get
started?
No! It is never too early or too late to get started. The point
is that you start! As a very young man, I was once presented with a
proposal by Ray Crock to introduce “McDonalds” (You
may have heard of them! ) to the regions of
California, Oregon, and Washington . Did I take the opportunity? No,
but what if I had! Now look at Colonel Sanders, he was in his golden years
when he started “Kentucky Fried Chicken”. Did he make it?
Yes. The lesson here is that you are never too young or never too old to
start. It boils down to action. Just do it!
7. Does all this
really work?
Yes! Observe the wealthy, their money is constantly working for
them to obtain more. Some of them even started where you are now...they
started! It didn't happen over night but look where they are now.
They are enjoying the freedoms of life. They made the commitment and stuck
with their plan. It can work for you...in as little time as five to ten
years you too could be enjoying the freedoms of life as well. Five to ten
years seems like a long time but it will pass like the blinking of an
eye....will you be financially free or still just getting by?
8. Who
is Financial Solutions?
Financial Solutions, Inc. is comprised of a Board of Directors with a
combined sum of over 80 years of financial experience.
Each member has over 10 years of experience in trading, accounting,
marketing, or commercial investing with international connections to gain the
greatest returns on investments. This gives the depositor the most advanced
representation and security for their investment.
Mr. Paul Carrier has been selected by the Board to lead Financial
Solutions, Inc. into the 21st century.
Mr. Carrier comes to us with over 35 years of marketing and public
relations experience. He has been the CEO and President of various corporations
as well as an international trainer for both public companies and governmental
groups. Mr. Carrier has held
securities licenses and has worked in venture capital and commercial funding for
companies around the world. His
involvement with community affairs is ongoing wherever he is.
Mr. Carrier is the proud father of five children who have blessed him
with nine grandchildren.
9. How
does Financial Solutions invest?
Financial Solutions has a myriad of investment vehicles, not just one, to
insure that investors are protected and secure in their investment endeavors.
We believe diversity is the key to insure substantial profits and to
minimize risk. We invest with
companies that have a minimum of five years of experience and a proven track
record of success. All of these
entities are coordinated to ensure a generous return to each Financial
Solutions’ depositor. Also, our
typical market falls under the governing regulations or guidelines of such
agencies as the Commodity Futures Trading Commission (CFTC), the National
Futures Association (NFA), or the London Securities and Futures Association (SFA). Financial Solutions takes every precaution possible to
protect and grow the deposits of our most valuable asset, you.
10. How do I
get started?
Apply what you have just learned from the questions and answers.
Financial Solutions has programs designed for all levels of savings from the new
to the seasoned veterans. We can even help you to add funds to your
account by referring others. If you haven't already, take a few moments to
visit the rest of our website or click here to get
started now. We would love to have you join others who
are already with us in building a secure future.
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